Association for Independent Agents | IIABSC

Trump signs funding bill reopening the government including NFIP

Congress has passed a bill signed by the President reopening the federal government after a temporary lapse earlier this week. Our national association's government affairs team assures us that the National Flood Insurance Program has been funded until September 30 along with most other federal agencies. Some parts of the Department of Homeland Security were only funded for two weeks. During a lapse, FEMA generally posts information on its website and has released a memorandum outlining procedures for such a lapse. The memorandum released in November 2025 provides an example. The Big “I” will continue to work with Congress and the administration to avoid a lapse in the NFIP and advocate for a workable federal policy regarding flood insurance. However, insurance agents and brokers who sell and service NFIP policies should get in touch with the Write Your Own companies they work with if they have questions about procedures in the event of a lapse in NFIP authority.[+]

Congressional Reauthorization for the National Flood Insurance Program (FEMA webpage)

Congress must periodically renew the NFIP’s statutory authority to operate. On Feb. 3, 2026, the president signed legislation passed by Congress that extends the National Flood Insurance Program’s (NFIP’s) authorization to Sept. 30, 2026. Congress must now reauthorize the NFIP by no later than 11:59 p.m. on Sept. 30, 2026.[+]

Winter Storm THreatens South Carolina

As you work to prepare your clients and community for the threat of the upcoming winter storm, use the contact information on this page to update IIABSC on ways we can help your agency and/or staff. We will update this page as we receive information and links relating to storm damage in South Carolina. Bookmark and check for updates.[+]

Tort Reform in South Carolina - Tort Reform Provisions Reintroduced in Senate (2026)

The legislative session has resumed, and further tort reform provisions have been introduced in the Senate while other State House leaders have made the case for additional reforms. We will keep our tort reform page updated (access with member login below) as the session progresses. Information from 2025 is still on the page including a section-by-section analysis of the final 2025 tort reform bill (H. 3430) signed into law on May 13, 2025.[+]

TRUSTED CHOICE AI MARKETING TOOLKIT PROVIDES GUIDANCE IN THIS NEW ERA OF MARKETING FOR INDEPENDENT AGENTS

Trusted Choice® AI Marketing Toolkit provides resources for mastering AI prompts, using AI for search engine optimization (SEO), auditing an AI chatbot, ethics and best practices, and more. Download now to discover how AI can be your ultimate partner in delivering personalized client experiences and make data-driven decisions that set you apart from the competition.[+]

TRUSTED CHOICE LEGAL SYSTEM ABUSE TOOLKIT PROVIDES GUIDANCE IN EXPLAINING THE PROBLEM TO YOUR CLIENTS

Frivolous lawsuits and inflated claims are adding billions to insurance costs—and most consumers don’t know it. To help agents address this issue with clients, Trusted Choice® has developed the Legal System Abuse Toolkit. This resource gives you simple ways to educate clients, explain rising costs, and advocate for common-sense legal reforms — helping protect both your customers and your business.[+]

TIPS FOR PRODUCER RENEWAL & CE COMPLIANCE

We pulled these tips for producer licensing renewal and CE compliance directly from the SCDOI's website.[+]

Big I website login not working? Try resetting your password

Sometimes the Big I website logins don't work even after you've verified both username and password have been entered correctly. If that happens, try resetting your password using the "Forgot your password?" link on the sign-in screen. [+]

IIABSC Inclement Weather Policy

In the event of inclement weather in the area where an IIABSC seminar is being offered, a decision will be made by 6:30 a.m. on the morning of the class. Participants should click link to view decisions or contact the hotel facility for updated information. PLEASE do not attempt to drive to a seminar if you feel the conditions are unsafe.[+]